Emergency funds are an important part of personal financial planning. If you want to be prepared for unexpected events that require immediate financing, then you need an emergency fund. However, once you do have an emergency fund, what do you spend it on? After all, for many of us, almost everything looks like an emergency […]
Are you ready for an unexpected expense, such as a sudden car repair or a medical bill? For most people, the answer to that question is no. In fact, about 40 percent of Americans have less than $400 in their bank account right now to cover an emergency. If you’re one of them, you should […]
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