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As 2020 ends (thankfully!), maybe you should think about making 2021 the year you start saving money. Even during good times, people find it hard to fit saving money into their overall budget. In fact, the Federal Reserve indicates that the personal savings rate for consumers was only 12.9% as of November 2020. Therefore, if […]
Half of Americans planning their 2021 money resolutions claimed reducing debt or becoming debt-free is at the top of their list. Who wouldn’t want to improve their financial situation going into a new year? If you’re focused on New Year’s debt resolutions and attacking your debt head-on, then congratulations are in order! Keeping your debt […]